If you’re heading out on vacation this summer, here’s another item to add to your pre-trip to-do list: Make sure your home isn’t a target for burglars.
Theft is the fourth-most-common homeowners insurance claim, affecting roughly one in 215 insured households per year, according to 2010-2014 data from ISO, a division of insurance risk assessment firm Verisk Analytics. It’s also the fifth-most-expensive claim, with homeowners reporting theft losses averaging $3,786.
Claims peak during the summer months. August has 13 percent more theft-related claims compared to other months, and July, 12 percent more, according to new data from Travelers.
“There’s probably a correlation to the fact that people are traveling more,” said Scott Humphrey, second vice president of risk control for Travelers.
